The Consumer Financial Protection Bureau (CFPB), which constitutes only 0.01% of the federal budget, has returned $21 billion to American taxpayers. However, there are ongoing efforts by former President Donald Trump and Elon Musk to dismantle the agency, which serves as a crucial watchdog against financial fraud and scams. Over 200 House Democrats, including representatives such as Bill Foster, Greg Stanton, and Sherrill, have joined a lawsuit aimed at blocking what they describe as an unlawful shutdown of the CFPB. These lawmakers argue that the agency is essential for protecting consumers from predatory practices by banks and lenders. The potential dismantling of the CFPB raises concerns about increased risks for American consumers, as highlighted by former CFPB director Rohit Chopra, who warns that the absence of financial regulators could lead to greater corporate censorship and consumer exploitation.