Indonesia's Financial Transaction Reports and Analysis Center (PPATK) has identified over 2,000 dormant government agency bank accounts with a total value of approximately Rp 500 billion. Additionally, PPATK reported more than 140,000 inactive individual accounts dormant for over 10 years, holding funds totaling Rp 428.6 billion. In a new enforcement measure, PPATK began blocking or temporarily suspending transactions on dormant accounts, including those held by Indonesian citizens, aiming to curb illegal activities such as account trading, money laundering, and cybercrime. This policy requires account holders to visit their banks, complete forms, and endure queues to reactivate their accounts. The move has drawn criticism from the public, who argue that many dormant accounts contain legitimate funds such as emergency savings, children's savings, or leftover social assistance funds, and that blocking accounts without prior consent is inappropriate. Some economic observers have labeled PPATK's unilateral blocking actions as illegal. Banks like BCA and Danamon have started following up on the blocked accounts. PPATK has clarified that dormant accounts are not inherently suspicious and has begun reactivating some of the millions of previously blocked dormant accounts. The policy has caused concern among account holders, with individuals like Mardiyah from Citayam, Bogor, still awaiting reactivation of their accounts after being blocked for inactivity over three months.
Mardiyah (48), warga Citayam, Bogor, masih menunggu rekening bank miliknya kembali aktif usai diblokir oleh Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK) karena tidak aktif selama tiga bulan. | #PPATK https://t.co/QfEbw8xCEv
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