The Invest America Act, also referred to as the "One Big Beautiful Bill" or "Big Beautiful Bill," has been passed by Congress and signed into law by President Donald Trump. This legislation establishes a government-funded investment program that provides every U.S. newborn with a $1,000 starter account invested in the S&P 500 index. The program, known as "Trump Accounts," applies to children born between January 1, 2025, and December 31, 2028, with accounts going live on July 4, 2026, coinciding with the nation's 250th birthday. In addition to the initial $1,000 contribution from the U.S. Treasury, family and friends can contribute up to $5,000 annually to these accounts, including up to $2,500 on a tax-free basis. The funds are tax-deferred until withdrawal, aiming to build generational wealth through long-term compound growth. The initiative is part of a broader package that also includes expanded child care tax credits and other financial benefits for families. Financial experts have noted that parents might consider other investment options, but the program is designed to provide a foundational stake in the American economy for millions of children. The legislation has drawn attention for its potential market impact and its role in future-proofing prosperity for new generations.