Travelers Companies reported strong financial results for the fourth quarter of 2024, with adjusted earnings per share (EPS) of $9.15, surpassing analysts' expectations of $6.59. Revenue for the quarter reached $12.01 billion, exceeding the estimated $11.91 billion. The company also reported net premiums written of $10.47 billion, slightly below the forecast of $10.74 billion, and net investment income of $955 million, which was higher than the expected $929.5 million. Travelers' CEO expressed satisfaction with the record core income of $2.1 billion, attributed to robust growth in earned premiums and solid profitability. The company noted a combined ratio improvement, falling 2.6 percentage points to 83.2%. However, it acknowledged that the California wildfires could materially impact first-quarter earnings, although the exact financial effects are still being evaluated. In pre-market trading, Travelers' shares rose approximately 6% following the earnings announcement.