American Express reported second-quarter revenue of $17.86 billion, up 9% from a year earlier and ahead of the $17.71 billion analysts expected. Earnings per share rose 17% to $4.08, topping the $3.87 consensus estimate. Billed business climbed to a record $416.38 billion as card-member spending increased 7%. The company kept its full-year outlook for earnings of $15.00 to $15.50 a share and revenue growth of 8% to 10%, citing continued strength in its affluent customer base. Visa followed with third-quarter results that also surpassed forecasts. Net revenue grew 14% to $10.2 billion, beating the $9.87 billion average estimate, while adjusted earnings rose 23% to $2.98 a share versus the $2.85 consensus. The payments network processed 65.4 billion transactions during the quarter, and cross-border volume rose 12% in constant currency. Payment volume increased 8%, but an unchanged full-year outlook for low-double-digit revenue growth sent the stock roughly 2% lower in after-hours trading. The back-to-back beats from two of the world’s largest card issuers highlight resilient consumer spending despite higher tariffs and macroeconomic uncertainty. Both companies pointed to robust travel and discretionary outlays, while Visa’s management also cited opportunities in artificial-intelligence tools and stablecoin initiatives to sustain growth.