Millions of Americans were set to see lower monthly student loan payments starting in July under the SAVE Plan. However, this relief has been put on hold due to lawsuits from Republican elected officials. The Supreme Court's recent decision on June 28 has placed student loan forgiveness and Income-Driven Repayment (IDR) plans in jeopardy. As a result, the Education Department has paused loan payments for 3 million student borrowers amid court challenges.