In 2023, phishing attacks have surged by 40%, resulting in organizations losing over $100 million due to these cyber threats. The increase in phishing incidents has raised concerns among cybersecurity experts, who note that both novice and experienced users are being targeted. Additionally, new Android malware has emerged that exploits Near Field Communication (NFC) technology to steal payment data from users at ATMs. This malware sends the stolen data directly to attackers, highlighting the growing risks associated with mobile payment systems. The education sector has also seen a significant rise in ransomware attacks since 2018, with many cases remaining unreported. A recent report indicated that larger businesses in Ireland are preparing to pay ransoms in the event of a successful cyberattack, illustrating the escalating threat landscape. In Q3, there were 31.5 million account breaches globally, with the US accounting for 8.1 million of these incidents.