House Republicans opened a sweeping review of post-crisis financial regulation, convening a hearing titled “Dodd-Frank Turns 15: Lessons Learned and the Road Ahead.” Committee Chairman Rep. French Hill argued the 2010 law imposed costly burdens on community lenders and "has not delivered as promised for Main Street." Lawmakers discussed a package of more than 20 draft bills that would pare back the Consumer Financial Protection Bureau’s (CFPB) authority, streamline data-collection rules for small banks and narrow the scope of the Financial Stability Oversight Council. Industry leaders and consumer advocates offered sharply contrasting testimony. Ken Bentsen of the Securities Industry and Financial Markets Association and Tom Quaadman of the Investment Company Institute urged regulators to scale back overlapping mandates. Dennis Kelleher of Better Markets defended the CFPB, telling lawmakers that budget cuts carried out during the Trump administration left military families “financially vulnerable and unprotected.” The following day, attention shifted to digital assets as the House Ways and Means Oversight Subcommittee held its first cryptocurrency hearing, billed as an effort to “make America the crypto capital of the world.” Blockchain Association chief executive Summer K. Mersinger, Fidelity tax counsel Sarah Reilly and Crypto Council for Innovation executive Alison Mangiero pressed Congress to craft clearer tax rules on staking, reporting and valuation, arguing that regulatory certainty is essential for maintaining U.S. leadership in the sector. No timetable was set for legislation, but Republicans signalled they want proposals ready for consideration later this year.